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Meet Padi Goodspeed of Your Mortgage Girl – Powered by Guaranteed Rate

Today we’d like to introduce you to Padi Goodspeed.

So, before we jump into specific questions, why don’t you give us some details about you and your story.
In 2002, while I was taking college courses, I was looking for a way to satisfy my ambition. I have always loved sparkling conversations with strangers and making connections. My cousins encouraged me to check out a local mortgage broker who was reaching great levels of success in her career. They noticed similarities in our drive and characteristics. I got one taste of the business and fell in love. I’ve been originating loans ever since. I was really young, so it took several years to go from just a salesperson to a true mortgage professional, but here I am, still standing. In 2010, I was separated from my husband and divorced by 2012. This was the darkest point in my life and I really struggled to get back into my groove, especially after staying home for a while to raise my firstborn and then having my second daughter in the wake of our separation.

I was heartbroken, but as many mothers know, the loved one has for their child is a force to be reckoned with. I tapped into that and kept going. For the past ten years, I have pushed through the impossible to raise my girls and rise to the top of my field. In 2018, when I was recognized for being in the Top 1% of Mortgage Bankers Nationwide, it was a HUGE moment for me. In 2019, we grew by $10M and in 2020, we are positioned to break $100M if all goes well. Early on, the mortgage industry, marriage and children derailed my academic goals, but I went back to school and while I work my way to the top 200 in the game, I plan on finishing school and walking away with my MBA.

We’re always bombarded by how great it is to pursue your passion, etc – but we’ve spoken with enough people to know that it’s not always easy. Overall, would you say things have been easy for you?
The biggest struggle all of us face when we take on large goals are self-doubt, fatigue, lack of resources and personal issues. Being a single mom is a REALLY tough job. You never feel like you’re giving enough to your children, and you never feel like you’re giving enough to your career. The tug of war is impossible and leaves you feeling exhausted. I have learned to convert these emotions to fuel. My therapist said to, “emotions are important because they’re tied to something real, but they are not reliable in showing you the truth.” The bottom line is, you can FEEL defeated, exhausted, unworthy, or inadequate, but those are just feelings and stories. Once you realize that the pen is in your own hands, you can do what you envisioned without losing motivation. We all have our days where we put our head in a pillow and cry or scream, but we get, and we keep going.

We’d love to hear more about your work and what you are currently focused on. What else should we know?
What sets me apart from others is that I believe that I am servant. My purpose is service. As we grow, the greatest challenge has been to maintain the personal touch and high levels of customer service along the way. I like to treat my clients like family, helping them make decisions that will save them money and help guide them to their goals. I have worked with doctors of computer science, surgeons and homemakers, one thing they all have in common is that mortgages are new to them. It’s my job to guide people and that is what I do. I empower folks with information that they can’t find on google.

I specialize in problem-solving. I am an expert in Jumbo, FHA/VA, conventional, and non-QM loans.

So, what’s next? Any big plans?
The most interesting part of the mortgage industry is that it’s always changing. I like to study guidelines and stay ahead of these changes. Right now, we are working around the clock to help people as they are practically forced into managing this entire process digitally. Believe it or not, a lot of people still enjoy face to face meetings and a more personal approach when buying a home. We are doing our best to offer that with the current limitations in place.

I look forward to breaking $100M the old fashioned way, with integrity and love. I have a deep passion for helping others find success in any way that I can.

I am a part of several charitable organizations as well. I will continue to give back in meaningful and direct ways. We are anxious to get back in front of our community to teach workshops as well. I have been teaching workshops on homeownership for more than four years. Can’t wait to get back out there!

Contact Info:

  • Address: 1111 Broadway Oakland, CA 94611
  • Website: www.yourmortgagegirl.com
  • Phone: 916-257-9435
  • Email: padi@yourmortgagegirl.com
  • Instagram: padigoodspeed
  • Twitter: padigoodspeed

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